OBAMACARE

It has revolutionized access to health care in the United States, offering affordable coverage to millions of previously unprotected people, read on and find out how this can improve your well-being and give you the peace of mind of having comprehensive and affordable health insurance.

What is it?

Obamacare, officially known as the Affordable Care Act (ACA), reforms the health care system and establishes an insurance marketplace where coverage can be purchased with or without a subsidy.

The Act provides subsidies to help families pay for health insurance. Through the Marketplace, if you qualify, you can receive a credit to cover part or all of your plan premium.

Obamacare Marketplace

The Obamacare Marketplace is a platform for comparing Obamacare health insurance plans in a specific region.

Offers health insurance for those who do not have coverage through an employer, Medicaid or CHIP.

Users enter their zip code, number of people in the household and income to view available plan options and compare them according to cost and benefits, selecting the most appropriate plan for their needs.

Institutions participating in Obamacare

Obamacare health insurance is provided by private companies participating in the health insurance marketplace, offering a variety of plans that meet ACA standards, some of these insurers include:

For up-to-date information on insurers and plans available in your area, contact us for assistance.

Obamacare Eligibility Requirements

Explore the eligibility requirements to receive the government subsidy in 2024 for your health insurance under Obamacare.

If you would like detailed information before making a decision, JRB Financial Services offers free consultations. Our expert advisors can help you choose the plan that's right for you and your family. Below, we will detail the criteria for qualifying for Obamacare and explain them in detail:

  • Have legal status in the U.S. (citizenship, green card, certain visas, work permit, etc.).
  • Meet minimum income requirements.
  • Apply during the Open Enrollment Period, or within the established limits if you qualify for a Special Period.
  • If you are married, file your tax return together.
  • Not being able to be claimed as a dependent of another person.
  • Not having medical coverage through your employer.
  • Not to be incarcerated.

Legal immigration status required for Obamacare

The Obama law states that to qualify for Obamacare, you must have legal status in the country, such as citizenship, permanent residency, or a Social Security number. If you do not have a Social Security number, you will not be eligible for Marketplace health insurance, although there are health coverage options for undocumented individuals.

Obamacare health plan benefits are broad and include low- and moderate-income individuals, individuals with pre-existing conditions, and pregnant women. All insurers offering health insurance under Obamacare must guarantee the 10 essential health benefits.

What benefits does this insurance offer?

Those who benefit from the government subsidy guarantee around 10 basic sanitation services, among them are:

  • Outpatient services
  • Emergency services
  • Hospitalization
  • Maternity and neonatal care
  • Mental health and substance abuse services
  • Prescription drugs
  • Rehabilitation services and devices
  • Laboratory and testing services
  • Preventive and wellness services
  • Essential pediatric services

Contact us and learn more!

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